In a Nutshell
- Scammers target fast, distracted mobile shoppers—especially Gen Z and Millennials.
- Watch for fake ads, deepfake discounts, and cloned websites using AI.
- Don’t trust “package problem” texts—most are delivery smishing scams.
- Social media “too-good” deals are the top source of purchase scams.
- Before buying: check if the deal is realistic, verify the seller, and look for copied designs or fake socials.
- Best protection: type the retailer’s URL manually, pay with a credit card, use strong passwords.
- When in doubt, run the site through ScamAdviser before you check out.
The holidays are for gifting, not getting ripped off. But as your shopping speed increases—scrolling through TikTok, tapping on Instagram ads, and checking out from your phone—you become exposed to potential Online Scams.
The truth is, your generation—Gen Z and Millennials—are now the prime targets. According to a Pew Research Center study, Americans under 30 (Ages 18-29) are significantly more likely (42%) to report losing money to an online shopping scam compared to older groups. This is because fraudsters operate where you shop: social media and mobile messaging.
This year, let's stop the scam cycle. ScamAdviser is here to give you the ultimate security check so you can shop smarter, beat the Black Friday scams, and have a stress-free Cyber Monday.
The Scammer’s Playbook: Where They Catch You Off Guard
Scammers rely on two things: urgency (FOMO) and distraction. They want you to click before you think. Here are the top ways cyber crooks try to steal your data and cash during the holiday rush:
1. The Deepfake Deal (AI-Powered Ads)
- The Scam: Scammers use AI tools to create nearly perfect imitations of trusted brands or celebrity endorsements. You see an unbelievable discount, click the link, and land on a cloned website. An alarming report from iProov notes that while young adults (18-34) are confident in spotting deepfakes, less than 1% of the general public can actually detect them. This false sense of security makes AI-powered scams a prime threat.
2. The Ghost Package Alert (Postal Smishing)
- The Scam: You receive a text message (a "smishing" attempt) that looks identical to a notification from USPS, FedEx, or UPS, claiming there's an urgent issue with your package (e.g., an unpaid fee or incorrect address). The link leads to a fake site designed to steal your credit card details or login info. During the holiday peak, package anxiety is high, and according to Security.org, nearly three-quarters (74%) of Americans report receiving suspicious package delivery texts they didn’t order. When you're expecting multiple deliveries, it's the easiest bait to swallow. This is a common way to execute holiday shopping scams.
3. The Too-Good-To-Be-True Social Marketplace
- The Scam: You find an amazing price for a hot-ticket item on a social platform. The seller asks for payment via an untraceable method, and the product never arrives. The truth is stark: Lloyds Banking Group found that two-thirds (68%) of all purchase scams start on just two Meta-owned social media platforms: Facebook (including Marketplace) and Instagram. Knowing how to check if a website is trustworthy is essential before buying from a social ad.
The ScamAdviser 3-Point Holiday Safety Check
To beat the scammer, you need to do the exact opposite of what they want: slow down and verify.
Before you hit "Confirm Order" on a tempting holiday deal, run this simple three-step check. This is how ScamAdviser’s technology protects you, and now you can apply the logic yourself to avoid online shopping scams.
Step 1: Trust Your Gut, Check the Deal (Too Good to Be True?)
If a deal is drastically lower than the market price across the board, it’s a massive red flag.
- What can you do to protect yourself? If the discount is over 60% or 70%, check the site using ScamAdviser. If the Trust Score is low, ask yourself: Why is this site able to sell this item for less than wholesale cost?
- Red Flag: High discount rates are a classic lure to override your common sense.
Step 2: Unmask the Seller (Where Are They Actually Located?)
Check where the website/business is registered and if the registration details are hidden. Legitimate businesses are transparent; scammers hide their tracks by registering in obscure locations or using cheap hosting services.
- What can you do to protect yourself? Look for a physical address and phone number. If the site is selling to the US market but only provides an unverified contact form or a registration location known for high scam rates, stop the purchase.
- Red Flag: Hidden ownership, no verifiable contact details, or registration in a country that doesn't match the target market.
Step 3: Analyze the Digital Footprint (Original or Copy?)
At ScamAdviser, we have noticed a surge in scam networks where scammers use the same design, layout, and content across multiple websites. Hence, why checking if a site has copied its design and content from others is crucial. Scammers often build dozens of nearly identical sites in a single week.
- What can you do to Protect Yourself From Holiday Shopping Scams?
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- Look for Errors: Does the design look generic, unprofessional, or have typos/bad grammar?
- Check Social Links: Do the social icons link to active, legitimate accounts with real content?
- Run an Image Search: If a product photo looks too polished, try a reverse image search. If that same photo shows up on 5 different suspicious-looking "discount" sites, it’s a red flag.
- Red Flag: Identical template design, poorly written policies, and social media icons that don't go to working pages.
Quick Tips for Gen Z Shoppers: The Final Guard
- The Ultimate Defense: Go Direct. Saw an ad on Instagram for a deal? DO NOT CLICK THE LINK. Instead, close the social app and type the official retailer’s URL directly into your browser. This will help you avoid online shopping scams caused by fake ads.
- Payment Strategy (Safest Way to Pay Online): Use a Credit Card, Never a Debit Card or Wire Transfer. Credit cards offer superior fraud protection and don't risk your actual bank funds. Never pay for goods using gift cards or cryptocurrency to an unknown seller.
- Password Health: Every shopping account should have a unique password, especially PayPal and Amazon. Use a password manager to keep track of them all.
FAQ: Your Holiday Shopping Scam Questions Answered
Q: Is it safe to click on a fake delivery text message if I just want to check the status?
A: No. Do not click the link. The text message, known as smishing, is designed to look real. Clicking the link often leads to a malicious site asking for credit card information to pay a fake "fee" or attempting to download malware. If you are unsure, type the courier's official website into your browser and track your package there.
Q: What is the safest way to pay online for a Black Friday purchase?
A: The safest way to pay online is generally with a credit card. Credit cards offer consumer protections that allow you to dispute fraudulent charges easily without losing direct access to the funds in your bank account. Avoid wire transfers, gift cards, or cryptocurrency for purchases from unknown sites.
Q: How can I quickly determine how to check if a website is trustworthy before checkout?
A: The fastest check is to look up the site on ScamAdviser. You should also check the URL for misspellings (e.g., amazon.co instead of amazon.com), verify the contact information, and ensure the site has legitimate social media accounts with recent activity.
Q: Are Cyber Monday Scams different from Black Friday Scams?
A: The scams are largely the same (fake websites, phishing emails, malicious ads), but Cyber Monday Scams often focus more heavily on electronics and digital goods. They primarily exploit mobile shoppers and email promotions, making it crucial to verify every link before clicking.
Don't let urgency steal your joy (or your money) this holiday season. You’re tech-savvy, now be Scam-Savvy.
Ready to verify your next big purchase? Use the ScamAdviser App to verify every website before hitting add to cart.
